Indian Oil Axis Bank Credit Card: Heavy discounts and benefits on fuel and shopping.

Indian Oil Axis Bank Credit Card: Heavy discounts and benefits on fuel and shopping.

If you regularly visit petrol pumps and shop online or offline, the Indian Oil Axis Bank credit card could be a great option for you. This credit card is specifically designed for users who spend on fuel and also want to benefit from other purchases. In this article, we will provide you with complete information about the Indian Oil Axis Bank credit card, including its benefits, application process, and other important details.

Main benefits of Indian Oil Axis Bank credit card.

1. Fuel subsidy:

• A 4% discount is available on fuel refills at Indian Oil petrol pumps. 
• A maximum discount of ₹400 can be availed each month.

2. Reward Points:

• You earn 4 reward points for every ₹100 spent. 
• Reward points can later be redeemed for cashback or other benefits.

3. Benefits of shopping:

• Reward points are also earned on online and offline shopping.
• Additional discounts and offers are available at special retailers and e-commerce websites.

4. Welcome Benefit:

• New cardholders receive 2,500 reward points as a welcome gift, which can be redeemed for ₹500 cashback.

5. EMI options:

• Convert large purchases into easy EMIs and get discounts on interest rates.

How to apply for Indian Oil Axis Bank credit card?

Applying for the Indian Oil Axis Bank credit card is very easy. You can choose one of the methods given below:

1. Online application

• Step 1: Visit the official website of Axis Bank www.axisbank.com.
• Step 2: Go to the "Credit Card" section and select "Indian Oil Credit Card."
• Step 3: Click on "Apply Now."
• Step 4: Fill in your personal information (name, address, income, etc.) and upload the necessary documents.
• Step 5: Submit the application form and keep checking the application status.

2. Through the mobile app

• Step 1: Download the Axis Bank mobile app "Axis Mobile".
• Step 2: Log in to the app and go to the "Credit Card" section.
• Step 3: Select "Indian Oil Credit Card" and click on "Apply Now".
• Step 4: Fill in your information and complete the application process.

Necessary documents

• Identity Proof: PAN card, Aadhaar card, passport, or driving license.
• Address Proof: Aadhaar card, electricity bill, passport, or rent agreement.
• Income Proof: salary slip, bank statement, or ITR (Income Tax Return).
• Passport size photo.

Eligibility criteria

• The minimum age of the applicant should be 18 years.
• The applicant must have a stable source of income.
• The credit score (CIBIL score) should be 750 or above.

Conclusion

The Indian Oil Axis Bank credit card is an ideal option for those who regularly spend on fuel and shopping. With this card, you can not only get discounts on fuel but also enjoy additional benefits through reward points and cashback. If you want to apply for this card, follow the process mentioned above and keep the necessary documents ready.

Have you used the Indian Oil Axis Bank credit card? Share your experience with us in the comments!